2.2 Exclusion of Retail

Despite the rapid advancement of artificial intelligence and automation, the financial infrastructure surrounding these breakthroughs remains closed to most individuals. There are no simple, secure, or transparent on-ramps for everyday people to participate in the wealth creation driven by AI systems.

Autonomous vehicles, AI-run logistics, and other automated systems already generate measurable revenue, but access to these opportunities is blocked by high costs, operational complexity, and regulatory barriers.

As AI adoption accelerates, individuals remain locked out of the very systems transforming their industries and cities. Without a change in the ownership model, automation will continue to deepen economic inequality rather than reduce it.